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A Coverage Fit for Every Group

USHL offers insured medical, prescription drug, dental and life/AD&D coverage, as well as self-funded medical/prescription drug coverage to groups ranging from two employees to hundreds, within IL, IN, OH, MI and WI.

Employers of all sizes and with most budgets can create a robust benefits package by combining our coverage types; depending on the medical plan selected, we can also finish out the benefits package with a HRA* or HSA**.

All of our coverage includes:

  • Access to the most comprehensive networks of providers and facilities
  • Preferred Provider Organization (PPO) plan designs for greatest flexibility in seeking care
  • Significant network discounts
  • Superior customer service and access to online resources

* HRA administration provided by USHL sister company Automated Benefit Services.
** USHL partners with a preferred HSA vendor, however employers can select any bank for their HSA account and services.


Insured and self-funded traditional plans and High Deductible Health Plans (HDHPs) with numerous cost-sharing levels.

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Prescription Drug

Open formulary design and four-tier coverage with six copay structures accepted at most national chain and independent pharmacies.

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Create tailored coverage by selecting the desired plan, deductible level, annual maximum and orthodontic maximum.

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Life and AD&D

Life and accidental death and dismemberment insurance for employees and their dependents rounds out an employer’s benefits package.

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