Terms and Conditions

Terms of Use

US Health and Life Insurance Company (USHL) encourages the use of In-network doctors and facilities. Network links are provided as a guide and not a guarantee of in-network coverage. While every effort has been made to provide the most accurate and up-to-date information, network availability can change without notice.

When using the network links on this site, note that:

  • Networks, in-network doctors, other providers and facilities are not the agents, employees or partners of USHL or any of their affiliates or subsidiaries.
  • USHL is not responsible for the content on any network’s web page.
  • USHL does not provide medical services.
  • USHL neither endorses nor controls the clinical judgment of or treatment by doctors or providers either in- or out-of-network.
  • In no event will USHL be liable to any party for any direct, indirect, special or other consequential damages arising out of any use of this web site, or any other hyper-linked web site, including, without limitation any losses damages or uncovered charges that may result from receiving care from a doctor, provider or facility listed by any network linked through to our site.